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Cost of living in Cologne (2026) and what you keep after tax

On €100,000 a year, a single person in Cologne pays €42,393 in tax and social contributions, spends €28,440 on living costs and keeps €29,167. On net worth at 70 it ranks #51 of 78 cities.

Every household type, per year, at €100,000 per earner

SingleCouple, both earningCouple, one earnerCouple, both earning, 2 kidsCouple, one earner, 2 kids
Income€100,000€200,000€100,000€200,000€100,000
Tax, social contributions and insurance€42,393€84,502€33,918€83,161€33,556
Living costs€28,440€51,362€50,771€77,101€76,510
Children€0€0€0€25,574€27,369
Savings / yr€29,167€64,137€15,311€14,164-€37,435
Net worth at 70€2,209,228€4,487,919€1,197,200€2,993,162-€67,694
Rank among 78 cities5150304026
Social insurance paid out over a working life€113,800€227,599€113,800€242,374€121,187

Living costs in Cologne for one person, per year

Rent€7,872
Utilities€1,086
Work expense€2,766
Food€9,759
Transport€2,954
Shopping€4,003
Living costs€28,440

Other cities in Germany

Cities where you keep about as much

Compare all 78 cities