City Money · Which city leaves you the most money?

Cost of living in Munich (2026) and what you keep after tax

On €100,000 a year, a single person in Munich pays €42,393 in tax and social contributions, spends €33,492 on living costs and keeps €24,115. On net worth at 70 it ranks #67 of 78 cities.

Every household type, per year, at €100,000 per earner

SingleCouple, both earningCouple, one earnerCouple, both earning, 2 kidsCouple, one earner, 2 kids
Income€100,000€200,000€100,000€200,000€100,000
Tax, social contributions and insurance€42,393€84,502€33,918€83,161€33,556
Living costs€33,492€61,231€60,583€91,001€90,353
Children€0€0€0€28,829€30,624
Savings / yr€24,115€54,267€5,498-€2,992-€54,533
Net worth at 70€1,922,967€3,929,644€738,285€2,174,669-€882,744
Rank among 78 cities6766465747
Social insurance paid out over a working life€113,800€227,599€113,800€242,374€121,187

Living costs in Munich for one person, per year

Rent€11,357
Utilities€1,190
Work expense€2,766
Food€10,552
Transport€3,239
Shopping€4,389
Living costs€33,492

Other cities in Germany

Cities where you keep about as much

Compare all 78 cities