City Money · Which city leaves you the most money?

Cost of living in Hamburg (2026) and what you keep after tax

On €100,000 a year, a single person in Hamburg pays €42,393 in tax and social contributions, spends €28,669 on living costs and keeps €28,938. On net worth at 70 it ranks #56 of 78 cities.

Every household type, per year, at €100,000 per earner

	Single	Couple, both earning	Couple, one earner	Couple, both earning, 2 kids	Couple, one earner, 2 kids
Income	€100,000	€200,000	€100,000	€200,000	€100,000
Tax, social contributions and insurance	€42,393	€84,502	€33,918	€83,161	€33,556
Living costs	€28,669	€51,892	€51,305	€74,663	€74,077
Children	€0	€0	€0	€30,874	€32,669
Savings / yr	€28,938	€63,607	€14,776	€11,301	-€40,302
Net worth at 70	€2,157,516	€4,380,182	€1,104,496	€2,728,022	-€333,085
Rank among 78 cities	56	57	37	49	33
Social insurance paid out over a working life	€113,800	€227,599	€113,800	€242,374	€121,187

Living costs in Hamburg for one person, per year

Rent	€8,486
Utilities	€1,078
Work expense	€2,766
Food	€9,431
Transport	€2,933
Shopping	€3,975
Living costs	€28,669

Other cities in Germany

Cities where you keep about as much

Compare all 78 cities